Updated: Jun 8, 2022, 7:32pm
The Niva Bupa Health Insurance (formerly known as Max Bupa Health Insurance) covers almost all the legitimate costs borne by the insured during hospitalization. These health plans come with a wide sum insured options up to INR 3 crore. The insured, here can avail benefits like international cashless treatment, maternity cover along with free coverage for newborn, lifelong renewability benefit, bonus on the sum insured and many more. The company also offers direct claim settlement without the involvement of any third party agent (TPA).
INR 3 lakh to INR 3 crore
• Avail discount on premium up to 7.5% on buying policy online • All policies cover Covid-19 expenses
INR 3 lakh to INR 3 crore
• Avail discount on premium up to 7.5% on buying policy online • All policies cover Covid-19 expenses
Following are the key figures provided by the company regarding their operations:
This policy comes with an option of individual and a family floater plan that covers up to 6 members. The sum insured coverage starts from INR 3 lakh to INR 1 crore and the yearly premium starts from INR 9,111. The policy provides several benefits and discounts such as coverage of modern treatments, booster rider and reassure benefits. Let’s see all the features of this policy in a detailed manner:
Key Features:
Eligibility for Niva Bupa ReAssure Health Policy
This policy has three variants – Variant 1, Variant 2 and Variant 3. It comes with a wide range of the sum insured amount from INR 3 lakh to INR 1 crore and the yearly premium starts from INR 5,085. Let’s have a look at the benefits of the policy:
Key Features:
Eligibility of Niva Bupa Health Companion Policy
This plan comes with an option of both individual and family floater health policy. The sum insured ranges from INR 4 lakh to INR 25 lakh with a yearly premium of INR 13,352.
Key Features:
Optional Features:
Eligibility
This health policy comes in three variants such as silver, gold and platinum. The sum insured amount ranges from INR 5 lakh to INR 3 crore, depending upon which variant the insured selects. The yearly premium starts from INR 12,488. Let’s find out what features are covered in Health Premia policy:
Key Features:
1. Silver Plan- Coverage up to INR 60,000 per person
2. Gold Plan- Coverage up to INR 1,00,000 per person
3.Platinum Plan- Coverage up to INR 2,00,000 per person (worldwide)
1. Silver Plan- Coverage up to INR 1,875 per person
2. Gold Plan- Coverage up to INR 7,500 per person
3. Platinum Plan- Coverage up to INR 10,000 per person
Optional Features:
Eligibility of Niva Bupa Health Primea Policy
This policy provides the option of both individual and family floater plans. It has two types of plan- Gold and Platinum.. The sum insured amount ranges from INR 5 lakh to INR 1 crore and the cost of yearly premium starts from INR 16,414. Let’s find out the features covered in Heartbeat policy:
Key Features:
1. Gold Plan- Coverage up to INR 1,00,000 per person
2. Platinum Plan- Coverage up to INR 2,00,000 per person (worldwide)
1. Gold Plan- Coverage up to INR 2,500 per person
2. Platinum Plan- Coverage up to INR 5,000 per person
Optional Features:
Eligibility of Niva Bupa Heartbeat Policy
This plan is designed to provide health coverage for senior citizens, aged above 60 years. The plan comes in two variants – Gold and Platinum plan and the yearly premium starts from INR 13,453. The sum insured amount ranges from INR 5 lakh to INR 25 lakh. Let’s check out the policy features of Senior First health plan:
Key Features:
Optional Features:
Eligibility For Niva Bupa Senior First Policy
This policy is a combination of base and a top-up plan, aims to provide much wider coverage and more benefits. The plan has a coverage type of both individual and family floater. The sum insured amount ranges from INR 10.5 lakhs to INR 1 crore and the yearly premium starts from INR 8,181. Let’s have a look at the features of this plan:
Key Features
Optional Features:
Eligibility For Niva Bupa Money Saver Plan
It is designed as a low cost health insurance plan, where the insured gets coverage from INR 3 lakh to INR 25 lakh. The yearly premium of this policy is INR 8,339. The policy comes in two variants: Classic and Enhanced. Let’s have a look on the features of this Health Pulse policy:
Key Features:
Optional Features:
This is a personal accident insurance plan which comes in the option of individual and family floater. The sum insured coverage amount ranges from INR 5 lakh to INR 2 crore. The yearly premium for this plan starts from INR 6,444. The policy tenure of the policy is one and two years. Let’s have a look at the features of Accident Care policy:
Key Features:
Optional Features:
Eligibility For Niva Bupa Accident Care Policy
This is a health insurance plan that provides coverage for 20 major critical illnesses such as heart attack, cancer or paralysis and many more. The sum insured cover starts from INR 3 lakh to INR 2 crore with a yearly premium of INR 12, 521. Let’s know about all the features of Criticare plan in detail:
Key Features:
Eligibility For Niva Bupa Criticare Policy
This policy is designed to protect the insured and their family members from Covid-19. The sum insured cover ranges from INR 50,000 to INR 5 lakh and the yearly premium starts from INR 1,000. The tenure of the policy is 3.5 months, 6.5 months and 9.5 months.
Key Features:
Optional Features:
Eligibility of Niva Bupa Corona Kavach Policy
It is a standard and very basic plan that is designed to provide coverage against accidents. It has both individual and family floater options. The cover range starts from INR 2.5 lakh and goes till INR 1 crore. The yearly premium starts from INR 296 only. Let’s have a look at the features of this policy.
Key Features:
Optional Features:
Aarogya Sanjeevani policy is a basic kind of a health insurance policy for individuals and families that covers standard hospitalization-related costs up to INR 5 lakh, and the cost related to Covid-19. Let’s have a look at all the featured of this plan:
Key Features:
The Niva Bupa health insurance enables its customers to file for claims in two ways:
Cashless Hospitalization: The company claims to settle the cashless claims in 30 minutes with the process mentioned below:
Reimbursement Claims: The Niva Bupa claims to settle the reimbursement claim with the process mentioned below:
We considered top factors that help consumers decide whether they want to opt for a specific health policy. We ranked the Niva Bupa health insurance on the basis of these factors:
Rashi Maheshwari is a Deputy Editor for Forbes Advisor India. She has more than a decade of experience working in news, public relations and communications. In the past, she has worked with CNBC Awaaz, CryptoWire, among others and has covered beats including insurance, personal investments and cryptocurrency. She is a travel enthusiast and would like to visit every country and try as many different culinary specialities as possible.